Smith Realty Group
PH: 985-646-0025

SMITH REALTY GROUP'S 10 STEP HOME BUYER'S GUIDE
 

 10 Step Home Buyers Guide 

Step 1: Establish a relationship with an Exclusive Buyer's Agent

In Louisiana, Buyer's Agents are no cost to the Buyer.  As a member of the multiple listing service, your Exclusive Buyer's Agent can answer questions regarding any property listed by any brokerage in the area.

When you are ready to begin your search, reach out to us; send us an email or give us a call.  We invite you to introduce yourself and your individual needs and see if we are the right fit for you.

Never underestimate the power of having a dedicated Exclusive Buyers Agent on your team, a valuable tool available for you throughout the process indeed.  Our agents recognize a loyal client who is committed to working with them exclusively and they will be there for you every step of the way without hesitation. 

Step 2: Get Pre-Approved

If you haven't already established a relationship with a lender, your Exclusive Buyer's Agent can assist you by providing you with contact information for local lenders that will best suite your individual needs.  Often times a Pre-approval can be done over the phone taking very little of your time.  This step will establish how much home you can afford.  Armed with this information , you and your Exclusive Buyer's Agent can work more efficiently in searching for homes fitting your budget from the beginning.

Step 3: Get a Good Faith Estimate 

Your lender will give an estimate of the down payment, closing cost and prepaids, basically the "cash to close" that will be expected from you at the closing table.  Very important to understand how much cash will be needed to close the transaction in advance of making an offer to purchase. In the event you find it is higher than expected, your Exclusive Buyers Agent can assist you in writing a contract which would include seller paying some, or in some cases, all of your closing cost.

Step 4: You Now Know Your Price Range  

Begin searching for properties in your price range, discuss with your Exclusive Buyer's Agent what type of home you are looking for; How many bedrooms and bathrooms?  Would you like a garage? What type of exterior do you desire? Would you like to search in a particular school district,  need easy access to the interstate... etc. The more detailed information you can provide the better your Exclusive Buyers Agent can assist you in locating the perfect home for you.

Step 5: Your Exclusive Buyers Agent will search for properties based on your specific criteria   

Your Exclusive Buyers Agent will send you available properties via email that meet you're criteria making it easy to begin searching for your home.  No more wasting time on national sites with outdated info.  Nothing worse than finding the home of your dreams only to find out it was actually sold a year ago.  Get to the source of local up-to-date info, your Exclusive Buyers Agent is privy to the actual local multiple listing service with up to the minute information about properties. 

Step 6View photos and information of the properties

After viewing photos and descriptions of properties, write down the MLS numbers or addresses of the properties you would like to see and send the list to your Exclusive Buyer's Agent.

Step 7:  Arrange a viewing day

Arrange a viewing day with your Exclusive Buyers Agent to tour properties of interest.  This is where the fun really begins. If you are seeking properties in close proximity, you can see several in a day.

Each property will require a scheduled appointment with the seller of the property, therefore be sure to provide your list of properties well in advance of your target viewing day so your Exclusive Buyers Agent can put you in their planner and schedule all appointments in advance. 

Step 8: View Comps 

Request recent comps (Comparable Properties that have sold in the subdivision). Once you have found the property you are ready to make your own, your Exclusive Buyers Agent can provide you a list of comparable properties to see what they are currently selling for.  This will assist you in making your offer decision.  Discuss your buying strategy, draw up a contract and allow your Exclusive Buyer's Agent to begin negotiations.

Step 9: Once your purchase agreement is signed by all parties

After you and seller have reached an agreement on price and terms, your Exclusive Buyers Agent will walk you through the entire closing process which will take 30 - 45 days.

Step 10:  Receive the key to your new property

Occupancy takes place after closing, you will receive the key to your new home at the closing table.

 

SMITH REALTY GROUP
EXCLUSIVE BUYER'S AGENT SERVICES:

We welcome you to Contact us, introduce yourself and your situation and see if we are the right fit for you.

 

 

 

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Smith Realty Group, LLC. 1290 Seventh Street, Ste 6, Slidell, La. 70458. USA. Cell: 985-707-7624 Office: 985-646-0025 Licensed by the LA Real Estate Commission
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